# Institutional-Grade Stablecoin $USC (Colb USD) is Colb’s institutional-grade stablecoin, purpose-built to ensure reliable settlement for investments and secure, compliant cross-border value transfers. Fully fiat-backed, pegged 1:1 to the US Dollar (USD). Issued by the Colb Trust, it combines the price stability of the USD with the security of the Swiss financial system, blockchain efficiency, and full regulatory compliance. $USC serves as a secure digital dollar for payments, a store of value, and the primary gateway to tokenized investment products in the Colb ecosystem. *** ### Introduction $USC is designed to address trust issues in the stablecoin space by leveraging the safest aspects of institutional finance. It is a claimable stablecoin, fully collateralized by cash and issued in strict accordance with applicable regulations. $USC provides a stable, fully backed digital asset on the blockchain, enabling fast and secure payments while acting as the entry point to premium tokenized real-world assets (RWAs). *** ### Characteristics #### Fully Collateralized & Backed by USD * Every $USC token is backed 1:1 by USD or USD-equivalents. * Reserves are held in segregated trust accounts at a licensed Swiss private bank under the Colb Trust. #### Transparency & Auditability * Reserves undergo regular third-party attestations and audits. * Supports proof of reserves and onchain monitoring coming soon. * Colb Trust periodically publishes bank statements for independent verification. *** ### Multi-Chain & Cross-Chain Support * Deployed natively on Ethereum, Polygon, BNB, and Moonbeam. * Cross-chain available via Chainlink CCIP (Cross-Chain Interoperability Protocol), enabling secure, low-cost transfers between supported EVM-compatible networks for enhanced liquidity and interoperability. * Expanding to additional chains such as Solana and Concordium for broader accessibility. *** ### Ecosystem #### Gateway to Tokenized RWAs Serves as the primary bridge to invest in wealth management strategies, Tokenized Structured Products (TKSPs) - innovative onchain assets mirroring real-world investments like pre-IPO equities (e.g., SpaceX exposure via CSPX), wealth management strategies, premium funds, and more. Accessible through the Colb App, enabling seamless subscription and portfolio management. *** #### Cross-Border Payments * Powers B2B and P2P large cross-border transfers with low fees, fast execution, and full transparency - bypassing slow correspondent banking networks, FX spreads, and multi-day settlements. * Proven in production: Completed $20M+ transfers between LATAM and European entities in real-world payments. * Ideal for global remittances, freelancer payouts, supplier payments, and treasury management, offering programmable settlement and on-chain auditability. *** #### Payments Use $USC for everyday transactions with USD stability and blockchain speed — the settlement layer for global payments and tokenized investments. *** For more details, visit [Colb.Finance](https://colb.finance) --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.colb.finance/payments-core-tech/usc.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.