# Onboarding ### Getting Started To access Colb's products, visit [app.colb.finance](https://app.colb.finance) and initiate onboarding by requesting wallet registration. You'll need a crypto wallet to proceed. If you don't have one, you can create one using your email through the Connect tab in the app. Colb supports both self-custody wallets and email-based wallet creation for new users. *** As an institutional-grade DeFi application, Colb applies an on-chain whitelisting mechanism at the smart-contract level. This means that only approved users are technically able to interact with Colb smart contracts. Access rules are enforced directly onchain, not only at the application layer, ensuring compliance, security, and execution integrity on the smart contract level. To be whitelisted, users must complete a KYC and AML onboarding process aligned with Swiss anti-money-laundering regulations. Whitelisted users are referred to as Pioneers, which are authorized to access Colb’s Investment and Payment features. *** ### Individual Users To be whitelisted as an individual, users must qualify as qualified investors under Colb’s eligibility criteria: * CHF 500,000 in investable assets combined with relevant financial experience, or * CHF 2,000,000 in investable assets without the requirement of financial experience. #### At this stage: * Retail users are not accepted * U.S. persons are not accepted * Users residing in sanctioned jurisdictions (e.g. Russia) are not accepted #### During onboarding, individuals are required to: * Provide a valid passport copy * Provide a proof of address (utility bill or government-issued document), issued within the last 3 months * Provide declarative information regarding source of wealth and source of funds * Complete standard regulatory declarations as part of the compliance process *** ### Legal Entities & Trust Structures To be whitelisted as a company or a trust, users must provide standard organizational and legal information, including: * Articles of association or equivalent constitutional documents * Official confirmation that the entity is duly incorporated and operational * List of directors (for companies) or a trust deed / declaration of trust (for trusts) #### In addition, onboarding includes: * Identification of the Ultimate Beneficial Owner(s) * Identification of directors or controlling persons * Declarative information regarding source of wealth and source of funds * A declaration confirming the existence of a professional treasury or investment activity *** This framework enables Colb to combine onchain enforcement, Swiss regulatory alignment, and institutional-grade access control within a single operating model. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.colb.finance/getting-started/onboarding.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.